Prime Minister’s Youth Business Loan

PMYBL promotes entrepreneurship among youth by providing business loans on simple terms and with less markup through 21 Commercial, Islamic and SME banks.

All Pakistani residents, aged between 21 and 45 years with entrepreneurial potential are eligible to apply for the loan. For IT/ E-Commerce related businesses, the lower age limit is 18 years. Applications have to be submitted online only through our website.

Loans provided under PMYBL are segregated into 3 tiers.

Tier 1

The range is 100,000 upto 1 million PKR with 3% markup. No Security required for loan in this tier.

Tier 2

The range is above 1 Million upto 10 Million PKR with 4% markup.

Tier 3

The range is above 10 Million upto 25 Million PKR with 5% markup.

Frequently Asked Questions

SMEDA Services

Small and Medium Enterprises Development Authority (SMEDA) has been tasked by PM’s Youth Programme Program with an advisory & supporting role to provide free guidelines to applicants.

SMEDA Free Online Support

SMEDA Free Walk-in Support

Punjab (Head Office)

4th Floor, 3rd Building, Aiwan-e-Iqbal Complex Egerton Road, Lahore
Tel: (042) 111-111-456, 99204701-12


Bungalow No. 15-A, Chaman Housing Scheme Airport Road, Quetta
Tel: (081)-2831623 - 2831702

Khyber Pakhtunkhwa

Ground Floor, State life Building The Mall, Peshawar
Tel: (091)-111-111-456, 091-9213046-7 Email:


5th Floor, Bahria Complex II M.T. Khan Road, Karachi
Tel: (021)-111-111-456